Daniel Reed

If you plan ahead and stay focused, you can avoid falling into the financial traps that have ensnared so many others.

Anastasiya Cernei, Missouri State University

While becoming an investor may seem intimidating and difficult to get into, all it really takes is the knowledge that your finances will mature with time.

Christine Ascher, USC

Most people develop their spending habits while in college, so hopefully you’re establishing some good ones.